Teen Driver Insurance Options for Your Child in Nevada
The time has come where your child or children are starting to drive. This can be an anxious time for many parents! Fortunately, your Condon Insurance Group of Nevada agent has been waiting for this call from you since we learned that “Junior” was nearing driving age.
As a parent, you understand that learning to be a safe driver is more than spending a lot of time behind the wheel. Safe driving starts with being a great example for your children and then spending the time to talk to them about the rules of the road before they even take the wheel.
It is important to talk to your children about the privilege to drive. Many teens have the misconception that driving is a right that can’t be taken away. Tell your children about the increased regulatory laws regarding teen driving in your state. If you aren’t familiar with these, your Condon Insurance Group of Nevada agent can help to make sure you, and your teen, understand how these laws work.
Five Things to Discuss With Your Teen Driver
According to National Highway Traffic Safety Administration, the leading cause of death of teenagers from 15-19 years old in the United States is auto accidents. In order to decrease these numbers, it’s important for parents to sit down with their children to discuss the dangers of driving.
The National Teen Safety Week goal is to make teens aware of the “5 to Drive” Rules.
Keep in mind, in order for your teenagers to be following these five rules, parents need to be leading by example. If you aren’t following the rules yourself, your teenager won’t take these steps seriously. Educate your teen on the importance of each rule. Give real life scenarios and grim statistics so they understand why the “5 to Drive” is so crucial to follow.
We all know not to drink and drive, but be sure to continue these conversations with your teen. It’s also important to discuss the major consequences of getting into an accident when alcohol is involved such as jail time, a loss of driver’s license and fines. If your teen happens to be in a situation involving alcohol, make a deal that you will pick them up to prevent the dangers of drinking and driving.
This is such a simple habit to stay safe and it’s the best way to protect yourself! According to NHTSA, 64 percent of all young passengers and teen drivers who didn’t wear a seat belt died in a motor vehicle accident. Train your teenager to buckle up every single time they get into a vehicle until it becomes a habit!
We all know the dangers of texting while driving. Distracted driving accidents continue to increase in deaths per year. Coach your teen to put their cell phone away before getting behind the wheel or let the passenger take care of any urgent texting.
Teenage drivers learn in driver’s education that every time their speed doubles, their stopping distance quadruples. Be sure to continue this conversation to help them follow the speed limit. In 2013, almost one-third (29 percent) of teen drivers involved in a fatal crash were speeding.
The more passengers in your teenager’s vehicle, the more risk of a fatal crash. Some states prohibit any passengers from riding in your teenager’s car for a certain period. Check your State’s GDL law to see what your teenage driver needs to follow.
Remember, you will make the biggest impact on your teen’s safety behind the wheel. Show you care about their safety and take about the dangers of driving. Most importantly, follow the five rules yourself. With continued education, you’ll shape your teenager into a responsible driver.